419-244-8336 419-244-8336

Dedicated Ohio Banking Lawyers

Gressley, Kaplin & Parker, LLP handles regulatory, compliance and risk management issues for our lender, creditor, consumer and commercial clients. Our attorneys have extensive experience with changing standards and help our clients comport with the legal rules and regulations. We offer litigation and advisory services on a broad range of legal issues, including but not limited to:

  • Banking regulations
  • Secured transactions
  • Commercial borrowing and lending

Banking regulations
The Federal Reserve regulates banks, managing the nation’s money supply through monetary policies that stabilize inflation or deflation, moderate long term interest rates, or maximize employment opportunities.   Lenders and borrowers watch opportunities rise and fall in relation to these systemic pressures. At Gressley, Kaplin & Parker, LLP, our attorneys work closely with financial institutions to implement policies in compliance with state and federal laws. The scope of our practice encompasses:

Regulatory matters

  • Federal Reserve matters
  • Office of the Comptroller matters
  • Federal Deposit Insurance Corporation (FDIC) matters
  • Sarbanes-Oxley violations
  • Antitrust investigations

Compliance with state law

  • Affiliate or insider relationships
  • Anti-money laundering
  • Capital adequacy regulations
Bank representation

  • Conflicting claims against joint account
  • Exercising the right to set-off
  • Collections litigation
  • Allegations of unauthorized use of debit/credit cards
  • Creditors rights litigation·
  • Creditor liens and loans

Secured transactions
Lenders may secure loans made to borrowers by requiring down payments or other related collateral.  In the event of default, the borrower cedes the right to collateral used to secure the loan. There are limits to what types of collateral may be used to secure a loan. Gressley, Kaplin & Parker, LLP can advise you about any of the following legal issues:

Securitizations

  • Derivatives
  • Investment securities
  • Letters of credit
Audits

  • Loan workouts
  • Bankruptcy reorganization
  • Remedies under the UCC

Commercial lending and borrowing 
Securing financing for business growth or expansion can be difficult. Credit checks and due diligence may reveal risks or liabilities that could raise interest rates on the loan or otherwise impact a business’ eligibility for financing. The attorneys at Gressley, Kaplin & Parker, LLP regularly advise clients about the following legal issues:

  • Promissory notes
  • Loans
  • Security and guaranty agreements
  • Blocked accounts
  • Deposit account control agreements
  • Joint accounts
  • Revolving credit
  • Lines of credit
  • Term loans
  • Equipment leasing and finance
  • Letters of credit
  • Mergers and acquisitions
  • Purchase and sale agreements
  • Reorganization
  • Organization of holding companies

Contact us
If you need assistance with a banking matter, we can help you with all of the necessary details. Contact us today to speak with an experienced attorney at Gressley, Kaplin & Parker, LLP at 419-244-8336 or contact the firm online to schedule a free initial consultation..